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The cheapest and most reliable way to transfer money to India

referral discount
Ram Patra Published on January 5, 2021

When it comes to transferring your hard-earned money to India, there are a number of options. The most conventional method being a normal bank transfer. However, its charges are punitive. But thanks to the new Entrepreneurship trend, there are a number of startups emerging that are disrupting the status quo. One such startup is Wise (formerly Transferwise).

Having said that, there’s one major concern when it comes to startups and that is, whether one can trust it with his/her money. However, you can be at ease when it comes to Wise, as this company is built by the same folks behind Skype. Additionally, it is listed as Europe’s most valuable startup. But most importantly, it transfers your money in seconds, yes you read it write, seconds and not hours or days. So, you can try sending a small amount and see how it works for yourself.

Another thing that I like about this app is that they are completely transparent about their charges. I’ve seen other companies like Revolut, etc. which say no transfer fees but their exchange rate is lower than the market value. I personally do not like this. I would rather prefer the former way of charging customers.

Lastly, Wise supports more than 750 currency routes and they keep adding features every day. They now have a multi-currency debit card that you can use when you travel to different countries. Therefore, if you want to try out Wise, you can use my referral link to register: https://wise.com/invite/u/ramp11 and get one international transfer (up to £500 or equivalent) totally free with no transfer fees.

Ram Patra Published on January 5, 2021
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